Creditive is a simple, automated and intelligent business lending platform for small companies. Our automated lending tool pulls from real-time data points making the credit process more efficient and fair. Powered by AI-underwriting technology, our aim is to increase loan approvals, equipping SMEs with the working capital they need to grow.


Creditive consists of tech-enthusiasts and corporate bankers with experience from Klarna, Swedbank, Sparbanken, Telia, Spotify, Sigma, Sony and more. We are passionate about using the latest advances in technology to benefit small- and midsized enterprises.